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Apply for a personal loan in West Kelowna and get a decision in minutes

Get more money at lower rates with West Kelowna's best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.

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Rebuild your credit and get back on track


YES when the

banks say no

We can help get you approved even with bad credit or no credit history.


10 minute approval

With e-Transfer, get a quick decision and your money the same day.


Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.


Here’s what Canadians love about us

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Have questions? We can help.

How can you help improve my credit score?


Making on-time payments towards your loan will help rebuild your credit over time. Managing your finances overall, using tips from our goeasy Academy free financial education website can also help! Plus, our Creditoptimizer services are a great way to understand prescriptive ways to help improve your credit score.

Will applying for an easyfinancial loan affect my credit score?


No, applying for an easyfinancial loan will not affect your credit score. We can approve you based on a soft credit inquiry which allows you to see how much you qualify for before deciding to proceed with the final steps of your loan application. Only when you decide to finalize your loan, will we need to pull your full credit report which is known as a hard inquiry.

What is the difference between easyfinancial and a payday loan?


Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.