• About easyfinancial

  • Customers Impacted By Covid-19

  • Personal Loans

  • Home Equity Loans

  • Auto Loans

  • Loan Application Process

  • Account Information & Payments

  • Point-of-sale Customers

  • Point-of-sale Merchants

  • Lendcare

  • Credit Optimizer

  • Loan Protection Plans

  • Credit Protection Plans

  • Home & Auto Benefit Plan

  • How We Help

About easyfinancial

Who is easyfinancial and what do we do?

easyfinancial is a non-prime lender that offers a full suite of lending products that includes installment loans up to $50,000. Our financial products and services help everyday Canadians that may have limited borrowing options and have often been declined by banks. Our products are way cheaper than a payday loan, fast and convenient and get the money you need today, while helping to rebuild your credit for tomorrow.

How much money can I borrow?

We offer personal loans up to $20,000 and Home Equity Loans of up to $50,000 with terms from 9 to 120 months.

What is the difference between easyfinancial and a payday loan?

Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.

What is the difference between easyfinancial and a bank?

We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.

Where are you located?

We have over 380 locations across Canada as well as a full-service call centre to help with your borrowing and loan management needs.

What are your payment terms?

We offer personal loans with terms of 9 months to 120 months.