Skip to ContentSkip to MenuSkip to Footer

Apply for a personal loan in Welland and get a decision in minutes

Get more money at lower rates with Welland's best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future

City - mother-daughter

Rebuild your credit and get back on track


YES when the

banks say no

We can help get you approved even with bad credit or no credit history.


10 minute approval

With e-Transfer, get a quick decision and your money the same day.


Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.


Here’s what Canadians love about us

person img

Have questions? We can help.

Who can I contact if I have a question or problem?


Existing LendCare customers can contact LendCare toll-free at 1-866-291-4045 or at [email protected]. You can also reach LendCare by fax at 1-866-291-4046.

Merchants and business partners can contact LendCare toll-free at 1-833-291-4045 or at [email protected]. You can also reach LendCare at 905-839-1009 or by fax at 1-866-829-4046.

How do you determine how much money I can borrow?


Your approved loan amount depends on the combination of your credit history, income, your monthly expenses, and the value of the vehicle you are planning to buy or are using as security.

What is a Home Equity Loan?


A Home Equity Loan is a loan that is backed by the equity in your home. The equity in your home is the difference between the market price and how much you still owe on your existing mortgage. By taking a Home Equity Loan, borrowers can access lower interest rates, lower payments, and more money.

Can I get a loan if I do not have a job?


You need to be either employed or receiving income through maternity leave, pension, or disability; however, if you are an existing customer and find yourself unemployed, we are happy to help. Please call our customer service support team at 1-866-327-9597 for more information.