Loan details
Amounts from:
$500 - $20,000
Rates starting from:
29.99%
Terms from:
9-84 months
Not sure which loan to apply for?
See all of our loans to find the one that’s right for you.
Bill Payments
Debt Consolidation
Home & Auto Repairs
With Interac® e-Transfer, get your money in as little as 2 hours after getting approved.
We offer personalized rates and payment terms to help you find a solution that fits your budget. If you’re able, you can pay off your loan at any time with no penalty and save the interest. Plus, you can get a 2% rate reduction with a co-applicant.
Apply in minutes to find out how much you could qualify for. There is no commitment and it won’t affect your credit score.
With every on-time payment, you are one step closer to rebuilding your credit and graduating to bank rates.
If you’re a student or new to Canada, we can help get you approved even with no credit history.
documents
you need to apply.Loan Protection
Plans
Home & Auto
Benefit Plan
Credit
Optimizer
Free Financial
Education
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
1in3
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
1in3
locations in
Canada
customers
served
satisfaction
rate
Ethan
Had the most pleasant and fantastic service at easyfinancial. Chloe went above and beyond to help us achieve our financial relief goal in the most friendly and professional manner.
Anonymous
easyfinancial provided me with an exceptional experience through a difficult time. I came in for a loan after being denied by the banks and they were not only able to help but they made everything so much easier.
Stephan
Quick and easy process. Got money within 48 hours of applying. Highly recommend!
Sean Crawford
They were willing to work with me to approve my personal loan when no other company or bank would help. That means a lot to me as I needed to get a credit rating.
Adriana Manta
Clayton and Melissa did a good job helping me create a plan to repay my old debt with a Personal Loan. Very informative customer service experience. Thanks again.
Natasha Chery
Great people, great service. Working with Melissa and Jerry was a pleasure! I had a surprise financial setback (thanks condo board) and they were happy to help me!
Ethan
Had the most pleasant and fantastic service at easyfinancial. Chloe went above and beyond to help us achieve our financial relief goal in the most friendly and professional manner.
Anonymous
easyfinancial provided me with an exceptional experience through a difficult time. I came in for a loan after being denied by the banks and they were not only able to help but they made everything so much easier.
Stephan
Quick and easy process. Got money within 48 hours of applying. Highly recommend!
Sean Crawford
They were willing to work with me to approve my personal loan when no other company or bank would help. That means a lot to me as I needed to get a credit rating.
Adriana Manta
Clayton and Melissa did a good job helping me create a plan to repay my old debt with a Personal Loan. Very informative customer service experience. Thanks again.
Natasha Chery
Great people, great service. Working with Melissa and Jerry was a pleasure! I had a surprise financial setback (thanks condo board) and they were happy to help me!
What can I use a Personal Loan for?
A Personal Loan can be used to consolidate your debt, pay off bills or cover unexpected expenses. Typical uses of a Personal Loan would include paying for things like car repairs, home renovations, travel, weddings, or other life events.
What are the interest rates at easyfinancial?
Our interest rates range from 14.99% – 46.96%. The interest rate varies based on your loan type, loan size, length of term, and our assessment of your credit profile.
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home or vehicle. By securing your loan, you can access higher loan amounts up to $50,000 and lower rates as low as 14.99%.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. 2 most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID
Are there any upfront fees associated with a Personal Loan application?
There are no upfront fees to apply for a Personal Loan.
