Loan details
Amounts from:
$500 - $100,000
Rates starting from:
34.99%
Terms from:
9 – 240 Months
Not sure which loan to apply for?
View all of our loans to see the one that’s right for you.
Most commonly used for:
Bill Payments
Debt Consolidation
Home & Auto Repairs
What is debt consolidation?
Debt consolidation is when you combine multiple debts into a single payment and take out a new loan to pay off these debts. All of the outstanding balances get combined into a single loan with one single payment
It’s an ideal financial solution when:
• You have multiple debts such as credit cards, personal loans, lines of credit and household bills
• All your debts have different interest rates and payment due dates
• You’re struggling to make the minimum payment and pay-off any balances
Instead of trying to manage all of your debts and worrying about missed or late payments a debt consolidation loan is often the right solution.
What is a debt consolidation loan?
Simply put a debt consolidation loan combines all of your debt into one amount, with only one payment to make.
You receive a lump sum of money that gets used to pay off all of the outstanding balances on your credit cards, lines of credit, student loans, retail cards, and other forms of credit you want to eliminate.
With an easyfinancial debt consolidation loan you:
Get a payment plan that fits your budget
Know how much you owe
Have only one payment every month
Can estimate your personal debt-freedom date (the last payment)
Is a debt consolidation loan right for you?
If consolidating all of your outstanding credit card and loan balances is going to result in an overall monthly payment that is lower, it’s a no-brainer. A debt consolidation loan will help you pay down debt and put more money in your pocket. Our debt consolidation calculator makes it easy to see how much you could save.
Secure your loan for access to lower interest rates
When you secure a loan by offering to put up some form of collateral (typically a home or vehicle), you will likely qualify for a lower interest rate because there is less risk to the lender.
Apply in 3 easy steps
1
Apply on the phone, online or at one of over 400 locations nationally
2
Submit your documents
3
Get your money as soon as today
documents
you need to apply.
Value-Added Services
Value-added services
Loan Protection
Plan
Loan Protection
Plan
Home & Auto
Benefit Plan
Home & Auto
Benefit Plan
Credit
Optimizer
Credit
Optimizer
Free Financial
Education
Free Financial
Education
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
350+
locations in
Canada
823K
customers
served
92%
satisfaction
rate
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
What people love about us
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable.
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Camila Salaberry
I had a great experience. They were very helpful and quick!!! Highly recommend. Very friendly, as well!!
Melinda Williams
easyfinancial was amazing!!
I needed to start building my credit and they helped me with a loan that was quick, easy and hassle free. My loan was in my account in no time!! It has been 5 months and counting. So far so good.
Phyllis Kootenay
I am satisfied with my experience with easyfinancial. They approved my loan plus more than I expected. The ability to build my credit part is very helpful.
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable.
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Camila Salaberry
I had a great experience. They were very helpful and quick!!! Highly recommend. Very friendly, as well!!
Melinda Williams
easyfinancial was amazing!!
I needed to start building my credit and they helped me with a loan that was quick, easy and hassle free. My loan was in my account in no time!! It has been 5 months and counting. So far so good.
Phyllis Kootenay
I am satisfied with my experience with easyfinancial. They approved my loan plus more than I expected. The ability to build my credit part is very helpful.
Have questions? We can help.
What credit score do I need for easyfinancial?
This is determined on a case-by-case basis. We use many factors to approve applicants for a loan, including monthly income and credit score. We factor in your debt-to-income ratio (50%), debts in collections, car payments, and monthly debt obligations. Those with bad credit (300-720) are encouraged to apply.
What is a soft inquiry and how is it different than a hard inquiry?
A soft inquiry is when your credit report is pulled for informational purposes and does not affect your credit score. A soft inquiry is simply a review of your credit report that's used to determine if you are eligible for a pre-approved offer and may be used to verify who you are. When a company conducts a soft inquiry, this is only visible to you, and is not seen by other lenders therefore it will not negatively affect your credit score.
A hard inquiry is when a credit report is requested from the credit bureau for the purpose of evaluating you as a borrower. A hard inquiry can affect your credit score and can be seen by other lenders. However, keep in mind that hard inquiries are only one of the five major factors that help determine your credit score. Other factors such a payment history and credit utilization play a much bigger role in determining your credit score.
What documents are needed to get an approval?
We require the following documents:
2 recent pay stubs
Last 90 days of banking information
1 recent bill addressed to your current home
A piece of government photo ID
