Loan Protection Plans
You can’t predict the future, but you can plan for the unexpected by protecting your loan when you borrow from us.
The optional Loan Protection Plans1 program can help with your payments in case of:
Over 80% of all claims are approved4
48 hours or less to find out if your claim is approved3
Job Loss
If you suffer an involuntary job loss your payments may be covered while you remain involuntarily unemployed, up to either 9 or 12 months depending on the type of loan insured2.
Critical Illness
Loan Protection Plans can protect your loan balance if you are diagnosed with a covered critical illness for the first time such as cancer, stroke, heart attack, or kidney failure2.
Total Disability
If you become totally disabled due to a medical condition and are unable to perform your normal activities of daily living for 10 consecutive days, you could be covered for up to either 9 or 12 months of payments depending on the type of loan insured2.
Death
Your loan balance can be protected in the unfortunate event that you pass away2.
Home & Auto Benefit Plan
Home & Auto
Benefit Plan
Our Home & Auto Benefit Plan is designed with your safety and
security in mind. With a variety of services and resources, you can
rest assured that we have you covered.
Our Home & Auto Benefit Plan is designed with your safety and security in mind. With a variety of services and resources, you can rest assured that we have you covered.
Auto Protection
Protect your vehicle with towing and roadside assistance, emergency medical, ambulance coverage, and auto locksmith services.
Identity Theft Protection
Protect your identify with 24/7 monitoring of your credit bureau and registered personal information for early detection of potential identity fraud. Includes a monthly credit score and a quarterly credit bureau report to help you understand your credit. In the event of identity theft, receive full-service identity restoration support to help you every step of the way.
Home Safety
Secure your home with $500 homeowner’s and renter’s insurance deductibles, and locksmith services to cover you for when the unexpected happens.
Everyday Benefits
Get access to legal advice, identify theft benefits and MySavers member discounts when shopping, booking hotel or car rentals, and much more.
Health & Financial
Wellness
Get access to virtual healthcare, mental health support and coaching and tools for financial wellness.
Home & Auto Benefit
Plan
If you have an emergency and need support, please call 1-866-5-CANADA.
Credit Optimizer
This unique data-driven tool helps you take control of your finances with a customized plan that can help you improve your credit score and move to lower rates.
With features that go well beyond a basic credit monitoring solution, Credit Optimizer lets you set your target credit score and provides you with the steps you can take to help you get there.
Credit Optimizer
This unique data-driven tool helps you take control of your finances with a customized plan that can help you improve your credit score and move to lower rates.
With features that go well beyond a basic credit monitoring solution, Credit Optimizer lets you set your target credit score and provides you with the steps you can take to help you get there.
Personalized credit improvement plan
Data-driven technology that analyses your credit profile and identifies the actions you can take to improve your credit score.
Real-time recommendations
Set your target credit score and get real-time recommendations and personalized debt analysis to help keep you in control of your credit.
Credit monitoring and fraud alerts
Unlimited credit checks that won’t affect your score and real-time email alerts to help protect you from potential threats.
