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Price illustration includes Optional Loan Protection Plan coverage.
APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.
APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .
Price includes optional Loan Protection Plan coverage 1
Looking for a different branch?
Get more money at lower rates with Toronto’s best payday loan alternative. easyfinancial offers personal loans up to $45,000* that can help improve bad credit and get you on a path to a better financial future.
Get Back on Track. Personal Loans that Can Help Rebuild Bad Credit.
Loan options for everyday Canadians. If you are facing an unexpected event or challenge, easyfinancial can help. Get a personal loan to pay for car repairs, home repairs or vet bills. Apply in minutes and you could have your money the same day. Start building a better tomorrow, today. Affordable payment options. Our flexible payment terms are customized to fit within any budget. Quick decision. Fast personal loans in Toronto. Apply for an installment loan online and get a decision in minutes. Get your money in minutes. With Interac eTranfer or the goeasy Mastercard, get access to the money you need when you need it most.
Why Choose a Personal Installment Loan over a Payday Loan?
Did you know payday lenders can charge up to 500% interest?
It might feel like payday loans are the only option with bad credit, but an instalment loan offers many benefits over a payday loan. If you’ve been declined by a bank, easyfinancial is the better alternative. With interest rates that are way lower than a payday loan, you can save money and avoid being caught in the payday loan cycle. And unlike a payday lender, an instalment loan is designed to help build good credit as you make regular on-time payments, so you can improve your credit and graduate to bank rates.
Get on a path to a better financial future without using expensive payday loans. easyfinancial can help with a quick decision and flexible payment terms that give you peace of mind, and help you get back on track.
Personal loans up to $45,000*
Rates starting from 19.99%
Terms ranging from 9-12 months