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Price illustration includes
Optional Loan Protection Plan coverage.


APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.


APR between $15,000-$35,000 is applicable to secured personal loans and calculated at 19.99% .

Price includes optional Loan Protection Plan coverage 1

Price illustration includes
Optional Loan Protection Plan coverage.


APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.


APR between $15,000-$35,000 is applicable to secured personal loans and calculated at 19.99% .

Price includes optional Loan Protection Plan coverage 1

200 locations across Canada to serve you better

   

easyfinancial St. John's

  • 80 Kenmount RD Unit #3
  • 430 Topsail Rd. Unit 55 Box #31
  • 141 Torbay Rd

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Apply for a Personal Loan in St. John’s and Get a Decision in Minutes. 

Get more money at lower rates with the best payday loan alternative in St. John’s.   
easyfinancial offers personal loans up to $35,000* that can help improve bad credit and get you on a path towards a better financial future.  

Personal Loans that can Rebuild Bad Credit and help Move you To Lower Rates. ​
 

Loan options for everyday Canadians. 
Consolidate debt, pay for car repairs or cover home repairs with a personal loan that can help rebuild your credit.

Affordable payment options. 
Our flexible payment terms can fit within any budget.

Quick decision.  
Have a home repair that can’t wait? Apply for an installment loan online and get a decision in minutes.

Get your money in minutes.
Get your money your way with Interac eTranfer or goeasy Mastercard. 


Why Choose a Personal Installment Loan over a Payday Loan?​

If you’ve been declined by a bank, don’t fall into the payday lender trap. Payday loans often have interest rates of over 500% and can keep you locked in a cycle of debt. Let easyfinancial help you with a personal instalment loan that offers lower rates then payday loans and  can help you rebuild your credit. Unlike a payday lender, an easyfinancial loan can help build good credit as you make regular on-time payments, so you can get out of the payday loan cycle and graduate to prime credit sooner. 

If banks aren’t an option, join the over 350,000 Canadians easyfinancial has helped provide access to credit while putting them on a path to a better tomorrow, today. 

Personal loans up to $35,000*

Rates starting from 19.99% 

Terms ranging from 9-12 months