Being a homeowner has its advantages.

Introducing secured personal loans up to $25,0001, with rates starting from 19.99%1.
Availability varies by provinces*.

 

I would like to borrow

Price illustration includes
Optional Loan Protection Plan coverage.


APR between $15,000-$25,000 is applicable to secured personal loans and calculated at 19.99% .

Price illustration includes
Optional Loan Protection Plan coverage.


APR between $15,000-$25,000 is applicable to secured personal loans and calculated at 19.99% .

Our loan process

Step 1

Apply online in minutes, or visit one of our 200+ locations2.

Step 2

Submit your documents.

See documents below.

Step 3

 Get approved. Get your money in as little as 2 days2.

 

 

What documents will you need?

  • non-expired Government issued photo ID
  • proof of income (paystubs, T4)
  • bank statement
  • void cheque or pre-authorized debit form
  • annual mortgage statement
  • annual property tax statement

Required documents

 

Secured

Personal loan

non-expired Government issued photo ID
proof of income (paystubs, T4)
bank statement
void cheque or pre-authorized debit form
annual mortgage statement 
annual property tax statement

Advantages of secured personal loans.

emergency

More options 

Use the equity in your home to qualify for a secured personal loan up to $25,0001.

overdue bill

Lower rates

Rates from 19.99% and no upfront fee to apply1.

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Get a decision in minutes

Submit an online application and you could be pre-approved in minutes2!

no bank loan

Fast access to money

Apply today and you can get your money in as little as 2 business days2.

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Being a homeowner has its advantages.

loans up to

$25,0001

rates starting from

19.99%1

terms ranging from

72-120 months1

Frequently asked questions about secured loans

What is the difference between a secured loan and an unsecured loan?

A secured loan allows you to use the equity in your home to qualify for rates as low as 19.99% and loan amounts up to $25,0001. An unsecured loan gives you access to rates as low as 29.99% and loan amounts up to $15,0001

How do I apply for a secured loan, and how long does it take?

You can apply online at easyfinancial.com or at one of our 200+ easyfinancial branches across Canada. Completing the loan application can take as little as 10 minutes2

How long does it take to receive my loan amount?

Once approved, you can get your money in as soon as two business days. 

Are there any upfront fees associated with a secured loan application?

There are no upfront fees to apply for a secured loan.

Can I apply for both an unsecured and secured loan?

If you are a homeowner, you can apply for both loan products using our standard application form. However, you can only have one type of loan at any one time.