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Apply for a personal loan and get a decision in minutes

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and avoid bankruptcy. Insolvency has a significant impact and detrimental impact on your life, including your credit score, access to credit, and access to many other life essentials, such as a cell phone, a residential, rental/lease and even employment. Remember, if you are facing a financial setback, pause, breathe deeply, and contact us.

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Rebuild your credit and get back on track


YES when the

banks say no

We can help get you approved even with bad credit or no credit history.


10 minute approval

With e-Transfer, get a quick decision and your money the same day.


Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.


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Have questions? We can help.

What are your payment terms?


We offer personal loans with terms of 9 months to 120 months.

How much money can I borrow?


We offer Personal Loans up to $20,000 and Home Equity Loans of up to $100,000 with terms from 9 to 120 months.

How do I cancel my loan?


Please reach out to your local branch and provide a written notice to void your loan by email.

What is the difference between a Personal Loan and a Home Equity Loan?


A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 9.99%.