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Apply for a personal loan and get a decision in minutes

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and avoid bankruptcy. Insolvency has a significant impact and detrimental impact on your life, including your credit score, access to credit, and access to many other life essentials, such as a cell phone, a residential, rental/lease and even employment. Remember, if you are facing a financial setback, pause, breathe deeply, and contact us.

APPLY NOW
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Rebuild your credit and get back on track

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YES when the

banks say no

We can help get you approved even with bad credit or no credit history.

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10 minute approval

With e-Transfer, get a quick decision and your money the same day.

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Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.

GET A LOAN

See how we have helped thousands of easyfinancial customers just like you!

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Have questions? We can help.

What are your payment terms?

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We offer terms of 9 months to 240 months.

How much money can I borrow?

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We offer Personal Loans up to $20,000 and Home Equity Loans of up to $100,000 with terms from 9 to 240 months.

How do I cancel my loan?

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Please reach out to your local branch and provide a written notice to void your loan by email.

What is the difference between a Personal Loan and a Home Equity Loan?

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A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 9.99%.