Apply for a personal loan and get a decision in minutes
easyfinancial offers personal loans up to $100,000* that can help improve bad credit and avoid bankruptcy. Insolvency has a significant impact and detrimental impact on your life, including your credit score, access to credit, and access to many other life essentials, such as a cell phone, a residential, rental/lease and even employment. Remember, if you are facing a financial setback, pause, breathe deeply, and contact us.
Rebuild your credit and get back on track
YES when the
banks say no
We can help get you approved even with bad credit or no credit history.
10 minute approval
With e-Transfer, get a quick decision and your money the same day.
Rebuild your credit
Rebuild your credit with on-time payments and graduate to lower rates.
See how we have helped thousands of easyfinancial customers just like you!
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Andrea Duffett
Very friendly and knowledgeable staff. Went above and beyond to get me my money quickly. I dealt with Maya the manager on Aberdeen drive in St.John’s NL.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Andrea Duffett
Very friendly and knowledgeable staff. Went above and beyond to get me my money quickly. I dealt with Maya the manager on Aberdeen drive in St.John’s NL.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Have questions? We can help.
What are your payment terms?
We offer terms of 9 months to 240 months.
How much money can I borrow?
We offer Personal Loans up to $20,000 and Home Equity Loans of up to $100,000 with terms from 9 to 240 months.
How do I cancel my loan?
Please reach out to your local branch and provide a written notice to void your loan by email.
What is the difference between a Personal Loan and a Home Equity Loan?
A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 9.99%.
