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Apply for a personal loan in Sault Ste. Marie and get a decision in minutes

Get more money at lower rates with Sault Ste. Marie's best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.

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Rebuild your credit and get back on track

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YES when the

banks say no

We can help get you approved even with bad credit or no credit history.

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10 minute approval

With e-Transfer, get a quick decision and your money the same day.

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Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.

GET A LOAN

Here’s what Canadians love about us

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Have questions? We can help.

What is the difference between a Personal Loan and a Home Equity Loan?

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A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 9.99%.

What credit score do I need to get a loan?

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At easyfinancial we look at much more than just your credit score and use many factors to approve applicants for a loan. In fact, we can even approve borrowers that have no credit history including students and new Canadians. Our ability to provide our customers with a loan is based on your unique credit and financial history so even if you have had past credit issues, we encourage you to apply.

What advantages are there to having a co-applicant on my loan application?

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Having a co-applicant can not only help you get approved but can also help you get access to higher loan amounts and an automatic 2% interest rate reduction!

What is the difference between easyfinancial and a bank?

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We can approve a wider range of customers, even those with damaged credit because we look at more than just your credit score. With the ability to look at your full financial profile, we can approve customers that banks and traditional lenders will not.

What is the difference between easyfinancial and a payday loan?

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Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.