PayBright and easyfinancial have teamed up to offer customers and merchants the easiest way to buy now and pay later at thousands of stores nationwide.

retail-financingFOR MERCHANTS

Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store, so you can grow your business and maximize your sales!

Highest
Approval Rates

Fastest Digital
Application

Simple
Integration

Customized
Plans

Protection

80-90% approval rates with the industry’s only prime/non-prime financing solution. Prime customers are approved through PayBright, while non-prime customers are instantly evaluated for an installment product through easyfinancial.

Customers apply in seconds and receive a credit decision immediately; one application and one credit pull for prime and non-prime customers.

We’ve made getting started even easier. PayBright is available on most e-commerce platforms which makes integration fast and simple.

We’ll work with you to create customized financing plans that meet the needs of your customers and business while providing support and training to ensure the program’s success.

Using PayBright and easyfinancial’s solution gets you paid upfront while your customers pay us over time ensuring your business is fully protected from fraud and credit risk.

Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store, so you can grow your business and maximize your sales!

Highest
Approval Rates

80-90% approval rates with the industry’s only prime/non-prime financing solution. Prime customers are approved through PayBright, while non-prime customers are instantly evaluated for an installment product through easyfinancial.

Fastest Digital
Application

Customers apply in seconds and receive a credit decision immediately; one application and one credit pull for prime and non-prime customers.

Simple
Integration

We’ve made getting started even easier. PayBright is available on most e-commerce platforms which makes integration fast and simple.

Customized
Plans

We’ll work with you to create customized financing plans that meet the needs of your customers and business while providing support and training to ensure the program’s success.

Protection

Using PayBright and easyfinancial’s solution gets you paid upfront while your customers pay us over time ensuring your business is fully protected from fraud and credit risk.

FOR CUSTOMERS

Pay over time for the things you love. Just select PayBright at checkout at thousands of stores across Canada!

Pay Your
Way

Easy, Fast
& Secure

Highest
Approval Rates

Customized
Payment Plans

Transparency

Spread your purchase into easy monthly payments. You can select the best payment plan at checkout and get a real-time decision.

Apply in seconds at your favorite retailer online or in-store and get an instant credit decision.

Get approved even if your credit is not where it should be. With one application and one credit pull, we give you the highest chance of being approved.

Payment plans to fit any budget with terms between 6-36 months.

No need to sign up for a credit card and there are no hidden fees, revolving interest, or retroactive interest for late payments.

Pay over time for the things you love. Just select PayBright at checkout at thousands of stores across Canada!

Pay Your
Way

Spread your purchase into easy monthly payments. You can select the best payment plan at checkout and get a real-time decision.

Easy, Fast
& Secure

Apply in seconds at your favorite retailer online or in-store and get an instant credit decision.

Highest
Approval Rates

Get approved even if your credit is not where it should be. With one application and one credit pull, we give you the highest chance of being approved.

Customized
Payment Plans

Payment plans to fit any budget with terms between 6-36 months.

Transparency

No need to sign up for a credit card and there are no hidden fees, revolving interest, or retroactive interest for late payments.

How It Works

1. Fast and easy. Select PayBright at checkout.

2. Pay over time. Choose the plan you love. Terms vary by store.

3. No surprises. We tell you exactly what you owe, with no penalties for early payouts.

 

Industries We Serve

emergency

Retail

overdue bill

Vacation & Travel

group 13

Sporting Goods

no bank loan

Electronics & Appliances

Home Furnishings

Healthcare

Automotive

If you are a current pay360 customer and have an inquiry contact us at

  1-844-4PAY360 (472-9360) or email [email protected]