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Apply for a personal loan in Penticton and get a decision in minutes

Get more money at lower rates with Penticton's best payday loan alternative.

easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future.

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Rebuild your credit and get back on track

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YES when the

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We can help get you approved even with bad credit or no credit history.

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10 minute approval

With e-Transfer, get a quick decision and your money the same day.

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Rebuild your credit

Rebuild your credit with on-time payments and graduate to lower rates.

GET A LOAN

Here’s what Canadians love about us

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Have questions? We can help.

What credit score do I need to get a loan?

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At easyfinancial we look at much more than just your credit score and use many factors to approve applicants for a loan. In fact, we can even approve borrowers that have no credit history including students and new Canadians. Our ability to provide our customers with a loan is based on your unique credit and financial history so even if you have had past credit issues, we encourage you to apply.

What is the difference between easyfinancial and a payday loan?

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Our installment loans are designed to help you get the money you need today at affordable rates, and help you rebuild your credit for tomorrow. High-cost payday loans can charge you annualized interest rates of 300% or more, and do not report your payments to the credit bureau, meaning they will not help you improve your credit score.

What is the difference between a Personal Loan and a Home Equity Loan?

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A Personal Loan allows you to access funds without having to provide any collateral to secure the loan against. easyfinancial Personal Loans have rates starting at 29.99% and loan amounts up to $20,000 with no fees or pre-payment penalties. A Home Equity Loan requires you to secure your loan with collateral such as a home. By securing your loan, you can access higher loan amounts up to $100,000 and lower rates as low as 9.99%.