The yes you need to hear isn't far away

Reduce financial stress by filling out our easy online loan application


At easyfinancial, our goal is to help Canadians access money when banks aren’t an option. We know that financial needs are pressing so our online application can be completed in minutes. We’re here to help you get back on your feet financially, rebuild your credit, and avoid resorting to expensive payday loans.


We can help with


We'll help get on top of your expenses when you need it most

The stress of bill payments

Get on top of your finances without resorting to payday loans

Money needed for
car repairs

Get back on the road faster with our
car repair loans

by a bank

Getting turned away from banks due to bad credit can be frustrating

I would like to borrow

Includes optional Loan Protection Plan coverage4

goeasy academy

Take control of your financial future through our digital classroom




Get back on track with rates way cheaper than pay day loans

loans up to


rates starting from


terms ranging from

9-60 months

Sign me up to get exclusive offers




easyfinancial offers loans from $500-$15,000 with terms from 9 months to 60 Months. Rates range from 29.99% to 46.96% and will depend on our assessment of your credit profile. For a $1,000 loan paid monthly over 12 months at 29.99%, a person will pay $127.17 per month for a total of $1,525.91 over the course of the entire loan period. This amount includes our optional loan protection policy.