JANUARY Open House Promotional legal – “Get Up to $200 in cash back with your new loan”

ENGLISH ROC

January 30 – February 4, 2023. Get up to $200 cash back with all new Unsecured Personal Loans. Minimum loan term of 18 months. Loan must be in good standing at the six-month, 12 month, 24 month and 36 month period of the loan term. Cashback will be paid in 4 intervals during the loan term: $50 will be paid within 45 days after the first 6 months of your loan term, $50 will be paid within 45 days after the first 12 months of the loan term, $50 will be paid within 45 days after the first 24 months of the loan term, and $50 will be paid within 45 days after the first 36 months of the loan term. Offer excludes British Columbia and Manitoba, home equity loans, auto loans, refinancing and loan increases. Offer does not apply to early payouts or termination during any applicable cooling off period. All qualifying amounts will be credited to your bank account within 45 days of the offer periods noted above. Offer applies to new customers only. Limit of one offer per customer. Conditions apply see in branch for details. Brokerage #12935 (ON) X300681 (BC) #3000289 (NS). BC HCC #83689.

FRENCH LEGAL

Du 30 janvier au 4 février 2023. Obtenez jusqu'à 200 $ de remise en argent avec tout nouveau prêt personnel non garanti. La durée minimale du prêt est de 18 mois. Le prêt doit être en règle au terme des intervalles de six (6) mois, douze mois, vingt-quatre mois et trente-six mois de la période de prêt. La remise en argent sera versée en quatre tranches ponctuelles au cours de la période de prêt : La somme de 50 $ sera versée dans les 45 jours suivant les six (6) premiers mois de la période de prêt, 50 $ seront versés dans les 45 jours suivant les 12 premiers mois de la période de prêt, 50 $ seront versés dans les 45 jours suivant les 24 premiers mois de la période de prêt et 50 $ seront versés dans les 45 jours suivant les 36 premiers mois de la période de prêt. L'offre exclut la Colombie-Britannique et le Manitoba, les prêts sur valeur domiciliaire, les prêts automobiles, les refinancements et les augmentations de prêts. L'offre ne s'applique pas au remboursement par anticipation ou à la résiliation du prêt durant toute période de réflexion applicable. Tous les montants admissibles seront crédités au compte bancaire du client dans les 45 jours suivant les périodes d'offre indiquées ci-dessus. L'offre est valable uniquement pour les nouveaux clients. Limite d'une prime par client. Des conditions s'appliquent, voir en succursale pour plus de détails. N^os de courtage #12935 (ON) X300681 (BC) #3000289 (NS). BC HCC #83689.

BC LEGAL

January 30 – February 4, 2023. Get up to $200 cash back with all new Secured Personal Loans. Minimum loan term of 18 months. Loan must be in good standing at the six-month, 12 month, 24 month and 36 month period of the loan term. Cashback will be paid in 4 intervals during the loan term: $50 will be paid within 45 days after the first 6 months of your loan term, $50 will be paid within 45 days after the first 12 months of the loan term, $50 will be paid within 45 days after the first 24 months of the loan term, and $50 will be paid within 45 days after the first 36 months of the loan term. Offer excludes Manitoba, auto loans, refinancing and loan increases. Offer does not apply to early payouts or termination during any applicable cooling off period. All qualifying amounts will be credited to your bank account within 45 days of the offer periods noted above. Offer applies to new customers only. Limit of one offer per customer. Conditions apply see in branch for details. Brokerage #12935 (ON) X300681 (BC) #3000289 (NS). BC HCC #83689.

"goeasy Connect Download” Contest (the “Contest”)

THE FOLLOWING CONTEST IS VALID ONLY IN CANADA, EXCLUDING THE PROVINCES OF BRITISH COLUMBIA, MANITOBA AND QUEBEC. EXCLUDES ALL LOANS THROUGH INDIRECT, THIRD PARTY (E.G. CANADA DRIVES) AND MERCHANT CHANNELS. TO BE ELIGIBLE FOR THIS CONTEST, YOU MUST BE A LEGAL RESIDENT OF CANADA WHO HAS REACHED THE AGE OF MAJORITY IN THE PROVINCE OR TERRITORY IN WHICH YOU RESIDE. THIS CONTEST WILL BE CONSTRUED ACCORDING TO APPLICABLE CANADIAN LAW. SUBMISSION OF AN ENTRY CONSTITUTES ACCEPTANCE OF THESE OFFICIAL RULES. LIMIT OF ONE (1) ENTRY PER PERSON. LIMIT OF ONE (1) PRIZE PER PERSON. NO PURCHASE NECESSARY TO ENTER OR WIN.

HOW TO ENTER: The Contest begins on Tuesday February 21,2023 at 12:00:01 am (ET) and ends on Sunday March 5, 2023 at 11:59:59 pm (ET) (the “Contest Period”). All entries must be received during the Contest Period. To enter for a chance to win, download the goeasy Connect application from your mobile application store, sign-up, and successfully sign-in to the goeasy Connect application to be entered within the Contest for a chance to win one (1) of fifteen (15) prizes.

NO PURCHASE NECESSARY METHOD OF ENTRY. To enter visit your mobile application store and download the goeasy Connect application. Then sign-up for an account and successfully sign-in to the goeasy Connect application.

goeasy Ltd. (the “Sponsor”), its affiliates, advertising and promotion agencies, and each of their respective agents, employees, directors, officers, shareholders, successors and assigns (collectively, the “Releasees”) are not responsible for (and have no liability in relation to) any lost, late, misdirected or incomplete entries (all of which are void) or for any inaccurate transcription of entry information. Proof of sending an entry is not proof of receipt by Sponsor. Limit of one (1) entry per person. Only one (1) prize to be awarded per confirmed winner. All entries from any individual submitting or attempting to submit multiple entries are void. All entries become the exclusive property of Sponsor and will not be acknowledged or returned.

PRIZE: There are fifteen (15) prizes available to be won. Fifteen (15) confirmed winners will be awarded a prize with a retail value of approximately $69.99, consisting of a 16GB Amazon Fire 7 tablet.

Prizes must be accepted as awarded without substitution and are not transferable, not for resale and have no cash surrender value. Sponsor has the right, in the event that a prize cannot be awarded as described for any reason, to substitute another prize or prizes of equal or greater value, without liability. All expenses not specified (including but not limited to transportation, incidentals or any other costs not specifically listed) are the responsibility of the prize winner. Chances of winning are dependent upon the number of eligible entries received during the contest period. If the prize notification is returned as undeliverable, if a contest winner cannot be contacted for any reason, or if a winner fails to execute and return any required documentation within the time frame specified, the prize will be forfeited. Prizes will be delivered to the winners address via courier or letter mail, as may be determined in Sponsor’s sole discretion.

SELECTION OF PRIZE WINNER: The fifteen (15) random draws will be held on or about March 17^th, 2023 at approximately 12:00pm (ET) (the “Draw Date”). The Sponsor or its designated representatives will attempt to contact the selected entrants within ten (10) business days of the Draw Date. If a selected entrant cannot be reached within ten (10) business days of the draw date, the selected entrant will be disqualified, and the Sponsor retains the right, in its sole discretion, to randomly select another entrant from among the remaining eligible entries. The Sponsor will not be responsible for failed attempts to contact a selected entrant.

Before being declared a confirmed prize winner, each selected entrant will be required to: (a) correctly answer a mathematical skill-testing question administered by phone, without mechanical or other aid; (b) supply proof of age and residency by providing a photocopy of one (1) piece of Canadian issued government photo identification (including date of birth); and (c) sign and return within ten (10) business days of notification the Sponsor’s declaration and release form, which (among other things): (i) confirms compliance with these Official Rules; (ii) acknowledges acceptance of the prize as awarded; (iii) releases the Releasees from any and all liability in connection with this contest, the entrant’s participation therein and/or the awarding and use/misuse of the prize or any portion thereof; and (iv) agrees to the publication, reproduction and/or other use of his/her name, address, voice, statements about the contest and/or photograph or other likeness without further notice or compensation, unless required by law, in any publicity or advertisement carried out by or on behalf of the Sponsor or its affiliates in any manner whatsoever, including print, broadcast or the internet. If the selected entrant: (a) fails to correctly answer the skill-testing question; (b) fails to return the properly executed contest documents within the specified time; and/or (c) cannot accept the prize for any reason; then he/she will be disqualified (and will forfeit all rights to the prize) and the Sponsor reserves the right, in its sole and absolute discretion, to randomly select an alternate eligible entrant from among the remaining eligible entries received in accordance with these Official Rules during the Contest Period (in which case the foregoing provisions of this section shall apply to such new selected entrant).

ELIGIBILITY: The Contest is open only to legal residents of Canada (excluding British Columbia, Manitoba, and Quebec) who have reached the age of majority in their province or territory of residence. Employees, representatives and agents of Sponsor and its affiliates, distributors, agents, advertising and promotion agencies involved in this Contest and those living in the same household of such persons are not eligible to enter or win. The entrant is the individual whose name appears on the entry form. Only one (1) entrant’s name may appear on the entry form.

INTERNET: Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction or unauthorized access to, or alteration of entries. Sponsor and its agents are not responsible for any problems or technical malfunction of any telephone network or telephone lines, computer online systems, servers or providers, computer equipment, software, failure of any email or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the internet or at any website or any combination thereof, including any damage to entrant’s or any other person’s computer and other property relating to or resulting from participation in this Contest or from downloading any materials in this Contest. ANY ATTEMPT TO UNDERMINE THE LEGITIMATE OPERATION OF THIS CONTEST MAY BE A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES OR OTHER REMEDIES FROM ANY PERSON(S) RESPONSIBLE TO THE FULLEST EXTENT OF THE LAW.

PRIVACY/PERSONAL INFORMATION: By entering this Contest, each entrant consents to the collection, use and disclosure by Sponsor of his/her personal information including name and contact information (including but not limited to telephone number, address and email address) for (a) the administration of this Contest including but not limited to the announcement of the winners and awarding and delivery of the prizes; and (b) unless otherwise indicated by the entrant, for market and consumer research purposes. The name of the confirmed winner will be posted on the Facebook pages of the Sponsor and its affiliates. Sponsor’s privacy policy may be found at http://www.easyhome.ca/privacy-policy.

GENERAL: No correspondence regarding entries will be entered into with entrants, except as provided in these Official Rules. By entering the contest, and in consideration for eligibility to win a prize, entrant agrees to be bound by these Official Rules, and agrees that Sponsor shall not be held responsible for, and entrant has no right to bring any claim, action or proceeding of any kind or nature whatsoever against the Releasees in connection with: (1) entrant's participation in this contest; (2) the awarding, receipt, possession, use and/or misuse of a prize; or (3) participation in any activities related to this contest. Sponsor reserves the right, in its sole discretion, to modify, cancel, terminate or suspend all or any part of this contest at any time for any reason without prior notice, subject to applicable laws. In such case, Sponsor may, but shall not be required to, in its sole discretion, determine the winners in accordance with these Official Rules, from among all valid, non-suspect entries received prior to the event which warranted such action. Sponsor reserves the right, in its sole discretion, to disqualify any individual who (a) tampers with, or attempts to tamper with, the entry process; or (b) violates any of these Official Rules. All matters in relation to the contest and the awarding of prizes, including the eligibility of entrants, the declaration of a winner and any entrant’s compliance with the Official Rules, will be determined in the sole discretion of the Sponsor, whose decision is final. In the event of any discrepancy or inconsistency between the terms and conditions of these Official Rules and disclosures or other statements contained in any contest-related materials, including, but not limited to: the Contest entry form, website, point of sale, television, print or online advertising; the terms and conditions of these Official Rules shall prevail, govern and control.