Fast and affordable personal loans

Get fast cash for the stuff that matters most


We help Canadians get back on track financially by providing personal loans with lower

interest rates than payday loans. We say yes to customers with bad credit who have been turned away by banks.


Easyfinancial is here to help whether you’re financing unexpected car repairs, home renovations,

or looking for a cash loan leading up to a special day.

We help you get fast cash to finance real life


Home equity loans

Lessen the financial toll of home repairs with affordable personal loans for home renovation

Wedding loans

Make the big day special while avoiding financial stress. Our online loans will help you get fast cash for your wedding.

Car repair loans

We’ve got your back when something comes up. Our car repair loans provide fast cash to help you get back on the road.


Why easyfinancial?

Fast cash

Our applications takes less than five minutes to complete. We’ll tell you whether you’re eligible for a loan within thirty minutes

Affordable rates

We offer fast cash loans with reasonable interest rates way cheaper than a payday loan

Debt consolidation

Our fast and easy loan process is designed to help you get out of debt sooner

We listen

We review every case individually and lend to Canadians with bad credit when banks say ‘no’

I would like to borrow

Includes optional Loan Protection Plan coverage4


What do I need to qualify for a loan?

loans up to


rates ranging from


terms ranging from

9-60 months

Common Questions

How can you help improve my credit score?

This question has a complex answer that is better discussed in person or by phone, but with our loans we report to the credit bureau. This means that during your time with us you have the opportunity to impact your credit history in a positive way.

How do you help with unexpected expenses?

Unlike pay day loans, easyfinancial can lend up to $15,0003 to help deal with those unexpected expenses.

How long will it take for me to get an approval?

We provide a decision on your application within 30 minutes1

How long will it take me to complete an application?

Our simple application process takes approximately 7-minutes.


More options

Debt consolidation

Online loan

Payday loan alternative