Take charge of your financial future

Consolidate debt and improve your credit while saving for tomorrow

Loans for when life happens


Life happens. Staying on top of your finances can be tough. easyfinancial helps Canadians access fast cash

for personal loans, rebuild their credit, and consolidate debt. We listen to individual stories and provide

personal loans to people with bad credit who have been turned away by banks.


Personal loans

Average cost of raising a child until eighteen is $250,000.  Complete a fast and easy loan application online

Life is busy

The cost of the average wedding in Canada is $32,000. Our loans have helped thousands of Canadians with bad credit finance weddings. Borrow up to $15,000 today.

Take control

The average Canadian has $20,910 in debt, excluding mortgage. Get back on track financially with our easy online loan process.

Build credit

56% of Canadians who say they’ve never checked their credit score. We report to the credit bureau and provide customers with the fast cash they need to rebuild credit.


Reasons people use easyfinancial

 Credit card payment

Home renovations

Rebuild credit​

Debt consolidation​


What do I need to qualify for a loan?

Minimum take home income of $1200 per month

Currently employed or collect a pension

Citizenship or permanent residence in Canada

I would like to borrow

Includes optional Loan Protection Plan coverage4

Common Questions

What is easyfinancial and what do we do?

We approve when banks won’t and we’re way cheaper than a payday loan. We’re a fast, convenient alternative for getting you the money you need. A simple 7-minute application process can put up to  $15,000 in your pocket in less than 24 hours.

What is your loan protection plan?

Our loan protection plan is to protect you in case of job loss, injury, illness and in the worst possible case if you pass away

  • If you are laid off, your payments are covered up to 6 months3
  • If you are injured or ill, your payments are covered up to 6 months3
  • If you are critically ill, your payments are covered 100%3
  • If you pass away, your payments are covered 100%3
What is the difference between easyfinancial and a bank?

We have a greater flexibility in terms of who we can approve and a lending criteria that's easier to meet. When banks won't approve we are here to help.

If I am bankrupt, can I still get a loan?

We are able to consider clients who have been discharged from past bankruptcy.