Loan details
Amounts from:
$15,000 - $100,000
Rates starting from:
9.99%
Terms from:
72-240 months
Not sure which loan to apply for?
See all of our loans to find the one that’s right for you.
Most commonly used for:
Home Renovation
Debt Consolidation
Emergency Expenses
Benefits of a Home Equity Loan
Lower rates
By securing your loan with the equity in your home, you can access our lowest rates starting from 9.99%.
Higher loan amounts
Your home can help you get approved for our highest loan amounts up to $100,000.
Lower payment amounts
You have worked hard for your home, and with our Home Equity Loans, you can benefit from lower payments than a Personal Loan.
Get approved
We offer fast approvals and by using the equity in your home, you can get the money you need quickly for home repairs, home renovations or emergency expenses.
Rebuild your credit
With every on-time payment, you are one step closer to rebuilding your credit and graduating back to bank rates.
Apply in 3 easy steps
1
Apply on the phone, online or at one of over 400 locations nationally
2
Submit your documents.
3
Get your money
as soon as today
documents
you need to apply.
Value-Added Services
We understand that improving your financial future includes more than just accessing the loan you need today.
Loan Protection
Plans
Loan Protection
Plans
Home & Auto
Benefit Plan
Home & Auto
Benefit Plan
Credit
Optimizer
Credit
Optimizer
Free Financial
Education
Free Financial
Education
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
400+
locations in
Canada
846K
customers
served
92%
satisfaction
rate
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
What people love about us
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
Steve
I would recommend dealing with them to help you get back on stable financial ground. Thanks for all your help.
Brooke
easyfinancial makes building credit back up literally so easy. Joel was extremely helpful and made it all so simple and straight forward to set up my loan, very happy! Thanks again!
Jenevy Hughes
Jolyn the financial advisor here at Grande Praire is very helpful. She knows what she is doing. Witty, friendly and approachable person. Keep up the good work!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Patricia Cowley
I found that the people are very helpful and understanding, I would definitely recommend them.
Steve
I would recommend dealing with them to help you get back on stable financial ground. Thanks for all your help.
Brooke
easyfinancial makes building credit back up literally so easy. Joel was extremely helpful and made it all so simple and straight forward to set up my loan, very happy! Thanks again!
Have questions? We can help.
What is a Home Equity Loan?
A Home Equity Loan is a loan that is backed by the equity in your home. The equity in your home is the difference between the market price and how much you still owe on your existing mortgage. By taking a Home Equity Loan, borrowers can access lower interest rates, lower payments, and more money.
Can I apply for both a Personal Loan and a Home Equity Loan?
If you are a homeowner, you can apply for both loan products using our standard application form and then select the option that best meets your needs.
Can I apply for a Home Equity Loan if I am NOT the owner of the house?
To be considered a homeowner, you or your spouse must be the registered owners of the home that you live in. To qualify for a Home Equity Loan, you need to provide mortgage statements and property tax statements confirming homeownership. If you or your spouse are not the registered owners of the property, we will not be able to approve you for a Home Equity Loan.
What documents are needed to get an approval for a Home Equity Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID 5. Most recent mortgage statements 6. Most recent property tax statement
What credit score do I need to get a loan?
At easyfinancial we look at much more than just your credit score and use many factors to approve applicants for a loan. In fact, we can even approve borrowers that have no credit history including students and new Canadians. Our ability to provide our customers with a loan is based on your unique credit and financial history so even if you have had past credit issues, we encourage you to apply.
