Apply for a personal loan in Haldimand County and get a decision in minutes
Get more money at lower rates with Haldimand County's best payday loan alternative.
easyfinancial offers personal loans up to $100,000* that can help improve bad credit and get you on a path to a better financial future
Rebuild your credit and get back on track
YES when the
banks say no
We can help get you approved even with bad credit or no credit history.
10 minute approval
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Rebuild your credit with on-time payments and graduate to lower rates.
Here’s what Canadians love about us
Here’s what Canadians love about us
Adriana Manta
Clayton and Melissa did a good job helping me create a plan to repay my old debt with a Personal Loan. Very informative customer service experience. Thanks again.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Melissa Smith
My experience was great. Customer service was excellent. These guys are really professionals and they did a great job. They were thoughtful, respectful, courteous. Love this place and thank you guys for the excellent service
Kelly Baerg
Melissa made it very clear on what the agreement was about. She is honest and friendly and because of her I would recommend easy financial to a friend.
Natasha Chery
Great people, great service. Working with Melissa and Jerry was a pleasure! I had a surprise financial setback (thanks condo board) and they were happy to help me!
Adriana Manta
Clayton and Melissa did a good job helping me create a plan to repay my old debt with a Personal Loan. Very informative customer service experience. Thanks again.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Melissa Smith
My experience was great. Customer service was excellent. These guys are really professionals and they did a great job. They were thoughtful, respectful, courteous. Love this place and thank you guys for the excellent service
Kelly Baerg
Melissa made it very clear on what the agreement was about. She is honest and friendly and because of her I would recommend easy financial to a friend.
Natasha Chery
Great people, great service. Working with Melissa and Jerry was a pleasure! I had a surprise financial setback (thanks condo board) and they were happy to help me!
Have questions? We can help.
Can I apply for both a Personal Loan and a Home Equity Loan?
If you are a homeowner, you can apply for both loan products using our standard application form and then select the option that best meets your needs.
What credit score do I need for easyfinancial?
This is determined on a case-by-case basis. We use many factors to approve applicants for a loan, including monthly income and credit score. We factor in your debt-to-income ratio (50%), debts in collections, car payments, and monthly debt obligations. Those with bad credit (300-720) are encouraged to apply.
What is a soft inquiry and how is it different than a hard inquiry?
A soft inquiry is when your credit report is pulled for informational purposes and does not affect your credit score. A soft inquiry is simply a review of your credit report that's used to determine if you are eligible for a pre-approved offer and may be used to verify who you are. When a company conducts a soft inquiry, this is only visible to you, and is not seen by other lenders therefore it will not negatively affect your credit score.
A hard inquiry is when a credit report is requested from the credit bureau for the purpose of evaluating you as a borrower. A hard inquiry can affect your credit score and can be seen by other lenders. However, keep in mind that hard inquiries are only one of the five major factors that help determine your credit score. Other factors such a payment history and credit utilization play a much bigger role in determining your credit score.
How much income do I need to get a loan?
You need to have a minimum monthly net income of $1,200 of which $1,000 must be earned from employment that is full-time, part-time, self-employment, disability, or pension.
