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Prêts pour personnes ayant un mauvais crédit

Qu’est-ce qu’un prêt pour mauvais crédit?

Hey there! If you have loved ones abroad or need to send money internationally for any reason, you've come to the right place. We understand how important it is to find a reliable and secure way to send money overseas without breaking the bank. So, let's explore the best ways to send money from Canada to various countries, including India, the US, Pakistan, and the Philippines!

Why Send Money Abroad?

Sending money abroad is a common need for many Canadians. It could be supporting family members, covering expenses, or even for business purposes. Regardless of the reason, having a seamless and cost-effective method to transfer money internationally would be a great help to all of us.

Best Ways to Send Money Abroad Securely

Now, let's dive into the best methods to send money abroad securely and efficiently. These methods are not only reliable but also user-friendly, making the process hassle-free for you. The choice of a particular method may vary because of which different people often choose different ways to carry out their transactions.

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How to Send Money from Canada to the US

Sending money to the US, our friendly neighbour to the south, is a frequent need for many Canadians. Here's how you can do it efficiently:


  • Wire Transfer: Most Canadian banks offer wire transfer services to the US. You can initiate a transfer online or through your bank's branch by providing the recipient's bank details.


  • E-transfer: If the recipient has a US-based email address or mobile phone number, you can use e-transfer services to send money instantly.


  • International Money Transfer Apps: opt for an international money transfer app that allows you to send funds to US bank accounts securely. Some easy-to-use mobile apps are Wise, Paysend and Remitly. These apps make the process super smooth.

How to Send Money from Canada to India

India, with its vibrant culture and rich heritage, is home to many Canadians with family ties. If you're looking to send money to India, here's how to do it securely and affordably:


  • International Money Transfer Apps: As mentioned earlier, mobile applications such as your own bank’s mobile app are an excellent choice for sending money to India. The app provides a straightforward process, competitive exchange rates, and minimal fees.


  • Online Banking: Many Canadian banks offer online banking services for sending money to India. Through your bank's website, you can set up an international wire transfer to an Indian bank account securely.


  • Compare Exchange Rates: When sending money to India, it's essential to compare exchange rates to get the best value for your money. Exchange rates can vary, affecting the final amount received by the recipient.

How to Send Money from Canada to Pakistan

For those with family or business connections in Pakistan, sending money reliably and securely is essential. Here's how to do it:


  • Bank Wire Transfer: You can send money to Pakistan through a bank wire transfer. Visit your bank or use online banking to initiate the transaction. There is no need to worry about anything as you will receive proper guidance at every step while banking online or even when you visit a particular bank branch.


  • Remittance Services: Consider using remittance services that specialize in sending money to Pakistan. These services often offer competitive rates and faster processing times.


  • Mobile Apps: Explore mobile apps that facilitate secure money transfers to Pakistan. Some of the famous mobile apps that allow you to do this are Western Union, Remitly and Paysend. Apart from this you can always use your own bank’s mobile app to make the required transfers with ease.

How to Send Money from Canada to the Philippines

For Canadians with loved ones in the Philippines, here's how to send money to them:


  • International Money Transfer Apps: Look for international money transfer apps that offer direct transfers to Philippine bank accounts.


  • Remittance Companies: You can also consider using remittance companies that have established networks for sending money to the Philippines.


  • Bank Transfer: Check if your bank offers a specific transfer service to the Philippines. This is an important point because if your bank offers a transfer service, you may not need to look for something else.

Qu’est-ce qu’un prêt pour mauvais crédit?

Sending money abroad can be a breeze when you have the right tools at your disposal. With the user-friendly mobile applications available these days and online banking services, you can securely transfer funds to India, the US, Pakistan, and the Philippines without any hassle. Remember to compare exchange rates and fees to get the best value for your money. With these reliable options for sending money abroad, you can easily stay connected and support your loved ones.

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Nous nous sommes donnés pour mission d’aider nos clients à rebâtir leur crédit et leur admissibilité à des taux bancaires.

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leur cote de crédit.

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Mettre les Canadiens sur la voie d’un meilleur avenir financier

Nous nous sommes donnés pour mission d’aider nos clients à rebâtir leur crédit et leur admissibilité à des taux bancaires.

400+

établissements

au Canada

800M

clients

servis

93%

Taux de

satisfaction

60%

des clients améliorent

leur cote de crédit.

1sur3

passe à un

taux préférentiel

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Avez-vous des questions? Nous pouvons vous aider.

What credit score do I need for easyfinancial?

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This is determined on a case-by-case basis. We use many factors to approve applicants for a loan, including monthly income and credit score. We factor in your debt-to-income ratio (50%), debts in collections, car payments, and monthly debt obligations. Those with bad credit (300-720) are encouraged to apply.

What is a soft inquiry and how is it different than a hard inquiry?

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A soft inquiry is when your credit report is pulled for informational purposes and does not affect your credit score. A soft inquiry is simply a review of your credit report that's used to determine if you are eligible for a pre-approved offer and may be used to verify who you are.  When a company conducts a soft inquiry, this is only visible to you, and is not seen by other lenders therefore it will not negatively affect your credit score. 

A hard inquiry is when a credit report is requested from the credit bureau for the purpose of evaluating you as a borrower. A hard inquiry can affect your credit score and can be seen by other lenders. However, keep in mind that hard inquiries are only one of the five major factors that help determine your credit score.  Other factors such a payment history and credit utilization play a much bigger role in determining your credit score. 

What documents are needed to get an approval?

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We require the following documents:

2 recent pay stubs

  1. Last 90 days of banking information 

  2. 1 recent bill addressed to your current home 

  3. A piece of government photo ID