Loan Protection Plans

You cannot protect the future, but you can plan for the unexpected by protecting your loan when you borrow from us.

Benefits of

Loan Protection Plans

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Protection

When life happens, rest assured knowing you will not miss a payment which can negatively impact your credit score and financial health.

Security

We can help cover some or all of your payments in the event of involuntary unemployment, sickness and injury, critical illness, or unfortunate death.

Fast and easy

Filing a claim is fast and easy and it takes 48 hours or less to find out if you qualify.

Get approved

More than 85% of all claims are approved and you could be covered for up to 6 months of payments in the event of involuntary unemployment or sickness and injury.4

Benefits of

Loan Protection Plans

Protection

When life happens, rest assured knowing you will not miss a payment which can negatively impact your credit score and financial health.

Security

We can help cover some or all of your payments in the event of involuntary unemployment, sickness and injury, critical illness, or unfortunate death.

Fast and easy

Filing a claim is fast and easy and it takes 48 hours or less to find out if you qualify.

Get approved

More than 85% of all claims are approved and you could be covered for up to 6 months of payments in the event of involuntary unemployment or sickness and injury.4

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We have got you covered

Get peace of mind knowing that some or all of your loan payments may be covered in the event of an unexpected life event.

Over 85% of all claims are approved4

48 hours or less to find out if your claim is approved3

Involuntary Unemployment

If you suffer an involuntary job loss, your payments may be covered for up to 6 months. If you are still unemployed after 6 months, you may be eligible for a one-time payment of up to $2,000.2

Critical illness

Loan Protection Plans can protect your loan balance if you are diagnosed with a covered critical illness for the first time such as cancer, stroke, heart attack, or kidney failure.2

Sickness and injury

If you suffer an injury or become sick and are unable to perform your regular activities for 10 consecutive days, you could be covered for up to 6 months of payments.2

Death

Your loan balance can be protected in the unfortunate event that you pass away.2

Submitting a claim is fast, simple, and easy to do.

Have questions? We can help.

How do I make a loan insurance claim?

Please download the required insurance forms here: https://www.easyfinancial.com/claim-forms and follow the instructions as outlined on the form to submit your claim.

Why does your loan protection plan partner, Assurant, require all this information?

All the information being requested is for the purpose of reviewing and adjudicating the claim.

Will the payments from the insurance company be deposited directly into my bank account?

No, the payments are sent to easyfinancial and applied directly to your loan.

During a claim, why am I required to keep providing updates regarding my employment status?

Your claim is an ongoing event and as such, Assurant, the insurance provider will require updates regarding your employment status to determine continued eligibility.

Do I have to print the forms to fill out and sign?

No, you can fill out the PDF online or print, sign, and submit a photo directly to Assurant, the insurance provider.