Credit Optimizer

Rebuild your credit and take control of your finances.

Already have Credit Optimizer?

Benefits of your Credit Optimizer plan

This unique data driven tool gives you a customized plan to help improve your credit score and move to lower rates.

Personalized credit improvement plan

Data driven technology that analyses you credit profile and identifies the actions you can take to rebuild your credit score.

Interactive dashboard

Quick and convenient access to your credit score, history, and credit management tools all in one easy to access place.

Real time recommendations

Set your target credit score and get real time recommendations and personalized debt analysis to help keep you in control of your credit.

Credit monitoring and fraud alerts

Unlimited credit checks that will not affect your score and real-time email alerts delivered directly to your smartphone to help protect you from potential threats.

What’s included?

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Unlimited

Credit Score

Checks

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Target Score

Simulator

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Credit Score

History

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Personalized Credit

Improvement Plan

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Real Time Fraud

Alerts & Identity

Theft Protection

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Financial Tools &

Credit Coaching

How it works

Credit Optimizer analyzes your credit history and gives you a personalized plan to improve your credit score and get to lower rates faster. Unlike other credit monitoring tools, it’s a simple and easy way to create a positive impact on your credit score.

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Set your target score based on your financial goals

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Get a personalized plan to improve your score

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Improve your credit score and get back to lower rates

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Have questions? We can help.

How do I set up my Credit Optimizer account?

Follow the instructions that were sent to you in an email with the subject line ‘Set up your Credit Optimizer account’. If you can’t find the email, please contact our partner ScoreNavigator at 1-866-298-3562 or by email at Credit Optimizer@scorenavigator.com

What are the security measures to log into Credit Optimizer?

You will need to enter in 4-digit security code (Personal Identification Number) as it is used to verify your identity when you log into Credit Optimizer. It is a security feature that, along with your password, helps keep your information safe.

What do I do if I forgot which email address, I used to sign up for Credit Optimizer?

Follow these step

1. Go to Credit Optimizer.easyfinancial.com

2. Click on ""NewUser""

3. Enter the email address you think you used for your easyfinancial account

4. Click ‘Resend Email’

If the address is a match in our records, you will get an email right away to reset your password and you’ll know it’s not a username (email address) issue, it’s a password problem. Reset your password and you will be set to log in to Credit Optimizer. If you do not get the password reset email contact our partner ScoreNavigator at 1-866-298-3562 or by email at Credit Optimizer@scorenavigator.com.

How do I change my password or PIN for Credit Optimizer?

Log in to Credit Optimizer and click on ‘My Account’ in the top-right corner of the screen. From there, you can edit your password and (or) your PIN.

How do I reset my password for Credit Optimizer?

Follow these steps:

1. Go to Credit Optimizer.easyfinancial.com

2. Click on "Forgot Password"

3. Enter the email address associated with your easyfinancial account

4. Click ‘Resend Email’