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Guaranteed loan offer varies by province*
Yes! A creditplus savings loan is designed to help everyone. Even if you have lower credit or no credit, you could still qualify.
Having strong credit will qualify you for better loans with friendlier interest rates, saving you thousands in interest costs. With improved savings, you will also have the funds available to go on vacation, go back to school, put a down payment on a car, or to help purchase a home.
All your on-time payments into the creditplus savings loan will be reported to the credit bureau, to help improve your credit score. As you make your regular on-time payments over your term, your credit report will reflect the responsible management of your savings loan.
At the end of your term, an easyfinancial branch representative can help you get access to the funds you've saved.
“I had previously had difficulty obtaining a loan due to a credit score of 0. In a few months, I am proud to say that my credit is now in a position that is allowing me to qualify for a loan with easyfinancial. I’m thrilled about my new found credit and am using my funds to buy a car. I look forward to building my credit!”
Dawn St. Martins, New Brunswick
“A client went into our branch in hopes of getting a small loan. She was unfortunately declined, due to a poor credit rating. On April 26, the client was approved for her first easy financial loan! Branch 2535 has really seen the value in the Savings Loan, and is working hard to make more of these happy sales calls!”
Branch 2535 Pembroke, Ontario