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kitchens in 10 years
In 2014, we embarked on a unique initiative to help design and build safe, functioning kitchens in all 100 of the Boys & Girls Clubs of Canada over 10 years. goeasy is stepping up to the plate to make a positive and healthy change in Canadian youth and has committed to over $2,000,000...
In 2014, we embarked on a unique initiative to help design and build safe, functioning kitchens in all 100 of the Boys & Girls Clubs of Canada over 10 years. goeasy is stepping up to the plate to make a positive and healthy change in Canadian youth and has committed to over $2,000,000 to our children's health.
We all know that kitchens are the heart of any family home and the Clubs are no exception. These kitchens will help feed our children and give them an opportunity to learn healthy cooking skills that will last a lifetime. For more information about the Boys and Girls Clubs of Canada visit www.bgccan.com.
Since 2013, goeasy has been a proud Sponsor of the Boys and Girls Clubs Capital One Race for Kids.™ This annual fundraising event is an urban adventure race where teams of four compete in fun and exciting checkpoint challenges as they dash to the finish line. All funds raised go to help ...
Since 2013, goeasy has been a proud Sponsor of the Boys and Girls Clubs Capital One Race for Kids.™ This annual fundraising event is an urban adventure race where teams of four compete in fun and exciting checkpoint challenges as they dash to the finish line. All funds raised go to help provide safe, accessible, educational and engaging programs for children and youth in our communities.
Check back for pictures and updates as we participate in this year’s race on May 28th.
Since 2010, our Annual goeasy golf tournament has helped raise funds for the Boys and Girls Clubs of Canada. With over $300,000 raised, this program helps to extend our passion for the clubs by encouraging all of our partners to participate in our fundraising initiatives for this very importan...
Since 2010, our Annual goeasy golf tournament has helped raise funds for the Boys and Girls Clubs of Canada. With over $300,000 raised, this program helps to extend our passion for the clubs by encouraging all of our partners to participate in our fundraising initiatives for this very important cause.
The 6th Annual Golf Tournament will take place on Tuesday, June 7th, 2016 at The Bond Head Golf Club.
Jane and Finch Boys & Girls Club of Canada
In the winter of 2016, goeasy heard about the local Jane and Finch BGC in Toronto which had been closed for almost two years when the club ran out of money for their renovations. When we learned about their situation, goeasy stepped up by donating over $25,000 and by providing the staff and co...
In the winter of 2016, goeasy heard about the local Jane and Finch BGC in Toronto which had been closed for almost two years when the club ran out of money for their renovations. When we learned about their situation, goeasy stepped up by donating over $25,000 and by providing the staff and construction support needed to help finish the job. This club is an integral part of the community, serving many children and families and will be reopened this June – check back for more pictures as we celebrate the grand opening!
In 2015, we partnered with Habitat for Humanity and launched our first international giving program to our staff called the ‘goeasy Race to the Build’. This trip was awarded to our top performers that competed on a variety of criteria including the amount of funds raise...
In 2015, we partnered with Habitat for Humanity and launched our first international giving program to our staff called the ‘goeasy Race to the Build’. This trip was awarded to our top performers that competed on a variety of criteria including the amount of funds raised. For those that qualified, they had the once in a lifetime opportunity to travel Nicaragua for ten days to build 2 homes for some very deserving families. Check out a video of the build here.
In 2016, we will be continuing this partnership with Habitat for Humanity and will be taking a team of goeasy employees to El Salvador to help build houses for those in need.
Every year, our support center participates in an afternoon of giving back to our communities by volunteering our time as a team to a variety of charitable organizations in our communities. In addition, goeasy offers 2 paid days off a year to allow our employees to pursue their own perso...
Every year, our support center participates in an afternoon of giving back to our communities by volunteering our time as a team to a variety of charitable organizations in our communities. In addition, goeasy offers 2 paid days off a year to allow our employees to pursue their own personal passion and commitment for their communities.
$50,000 donated to The Humanity Project
The goeasy community project launched in June 2016 to support Canadians looking to create change in their communities by nominating local projects for the chance to win $50,000. After receiving numerous submissions from across Canada, the top three finalists were selected and the Canadian publ...
The goeasy community project launched in June 2016 to support Canadians looking to create change in their communities by nominating local projects for the chance to win $50,000. After receiving numerous submissions from across Canada, the top three finalists were selected and the Canadian public voted for the project that they thought was most deserving. On August 3rd, The Humanity Project from Moncton New Brunswick was named the winner and awarded the $50,000 from goeasy to help them meet the growing demand for nutritious meals for the city's working poor and homeless. The funds will be used to purchase and install industrial cooking equipment and ingredients to continue feeding more than 4,500 Moncton-area residents every month. Click here to learn more.
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We know the fine print can be painful, but we believe it's important you have all the facts!
easyfinancial offers a variety of financial services including personal loans, and mortgages. easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services that improve the lives of everyday Canadians. goeasy Ltd. is listed on the TSE under the symbol 'GSY'.
* Approval measured against all lenders providing unsecured credit and lease-to-own products, excluding payday lenders, and based on a random sample of applications before verification.
** Based on the maximum total cost of borrowing under applicable provincial payday loan legislation.
CREDIT SCORE IMPACT
While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.
Loans from easyfinancial do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company's standard underwriting rules.
easyfinancial offers personal loans from $500 to $10,000 with terms from 9 to 48 months. The APR is 46.96%, and there are no additional fees for the loan. easyfinancial does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer's financial institution.
easyfinancial contacts customers in arrears as soon as possible through various means including, but not limited to telephone, email, postal mail and SMS. easyfinancial may work with third parties to assist in collections activities.
Purposes for which goeasy Handles Personal Information
goeasy collects and uses personal information for purposes limited to those which are related to its businesses, which include providing household furnishings, appliances, and home electronic products to its customers under lease agreements, staging services, mortgage brokerage services and financial services. We collect personal information primarily from you, for instance through applications and supporting documentation you provide. We may also collect personal information about you through your ongoing interactions with us, from references, employers and other financial institutions you have identified in your application as well as credit bureaus and other third party sources. For example, we may collect personal information from credit bureaus for the purpose of locating you to collect outstanding debts. In connection with loan agreements, we may also collect personal information from credit bureaus in order to verify your current and ongoing creditworthiness and other information you may provide to us.
We may collect and use personal information for purposes such as, but not limited to, the following:
Personal Information goeasy Collects
goeasy limits the amount and type of personal information collected to that which is necessary for our identified purposes, and we collect personal information by fair and lawful means.
Personal information that we collect includes:
Transfers and Disclosures of Personal Information
goeasy may disclose personal information in a number of circumstances, including:
In addition to the above, personal information may be shared between our affiliates or subsidiaries (including those located in the United States) for internal audit, management, billing or administrative purposes including defending and bringing legal actions.
In the course of fulfilling the purposes described above, goeasy may transfer your personal information to service providers, including affiliates or other third party organizations or individuals retained by goeasy to perform functions on its behalf, such as marketing, data processing, customer service, office, security, collections, insurance, financial and taxation services. When personal information is transferred to service providers, we use contractual or other means to ensure that a comparable level of protection is provided. Some of our service providers may be located outside Canada and will be subject to applicable legal requirements in that country including lawful requirements to disclose personal information to government authorities in certain circumstances.
goeasy may also use and disclose personal information in connection with the proposed or actual financing, securitization, insuring, sale, assignment or other disposal of all or part of our business or assets (including your loan or lease and any agreement to which it relates), for the purposes of evaluating and/or performing the proposed transaction. Assignees or successors of our business or assets may use and disclose your personal information for similar purposes as those described in this Policy.
goeasy may disclose your personal information as necessary to meet legal, regulatory, insurance, audit, and security requirements, and as otherwise with your consent or as permitted or required by law.
goeasy uses reasonable safeguards and other security standards to protect all personal information in its custody and control against loss or theft, as well as unauthorized access, disclosure, copying, use or modification, regardless of the format in which the information is held. Safeguards will vary depending on the sensitivity, format, location, and storage of the personal information. Only authorized employees, agents, partners and third parties who require access to personal information to fulfill their job requirements will have access to personal information.
Access and Accuracy
goeasy may establish and maintain a file containing an individual's personal information for the purposes described above, which will be accessible at our offices. Individuals have the right to request access to or correction of their personal information that is held by goeasy. Requests must be made in writing, addressed to goeasy's Privacy Officer as per the contact information set out at the end of this Policy. We will respond to written requests within a reasonable time. Copies of records containing personal information may be subject to a fee. If this is the case, goeasy will inform the individual of the amount of the fee in advance. We will use our best efforts to ensure that personal information is as accurate, complete and up-to-date as necessary for the identified purposes. If an individual successfully demonstrates the inaccuracy or incompleteness of personal information, we will amend the information as required. If we refuse access to personal information or disagree with an assertion that information held by us is incorrect, we will provide a written explanation for such refusal and a description of our complaints procedure should an individual decide to challenge such written explanation. An individual's right to access or correct personal information is subject to applicable legal restrictions. To prevent fraudulent access to the personal information stored by goeasy, we may take reasonable steps to verify an individual's identity before granting access or making corrections.
goeasy's Websites and E-Mail Communication
goeasy does not guarantee the confidentiality of any communications made by you via e-mail or otherwise through our websites. If you wish to provide information of a confidential or sensitive nature to easyhome, please contact us directly by telephone at 1-866-823-3279 or easyfinancial at 1-888-502-3279 to arrange for delivery/transmission of such information by secure means.
In compliance with Google's advertising policies, we use Google Adwords Search Engine Marketing (Pay Per Click) and Display Advertising (Remarketing and Google Display Network). We use Google AdWords Remarketing in compliance with the Google AdWords Interest-Based Advertising Policy, which means that you may see our advertisements on Google and other third party websites on the internet after visiting our website.
We use Google Analytics for Display Advertising, including Remarketing, Google Analytics Demographics and Interest Reporting, Google Display Network Impression Reporting and the DoubleClick Campaign Manager integration. You have the option to opt out of Google Analytics for Display Advertising and customize Google Display Network ads. For all the currently available opt-outs, please visit https://tools.google.com/dlpage/gaoptout
We use the data collected through Google Analytics Demographics and Interest Reporting to better understand our website visitors in terms of demographics and interests, to improve our website content in order to cater to our audience, and to customize advertisements based on our audience's interests and demographics.
In certain circumstances, as permitted or required by law, we may collect, use or disclose personal information without the knowledge or consent of the individual. These circumstances include but are not limited to: personal information that is publicly available as defined by regulation; where collection is clearly in the interests of the individual and consent cannot be obtained in a timely way; where disclosure is made for the purposes of collecting a debt owed to us; or to comply with a subpoena, warrant or court order.
Inquiries or Further Information
Privacy Officer, goeasy Ltd.,
33 City Centre Drive, Suite 510
Mississauga, Ontario, L5B 2N5, Canada
If you are not satisfied with our response to a privacy-related matter, you may contact the Office of the Privacy Commissioner of Canada at 1-800-282-1376 or at www.privcom.gc.ca. or in Alberta or British Columbia, your provincial privacy regulator, as applicable.
easyfinancial Services Inc. ("easyfinancial") collects personal information, including your name, address, telephone number, social insurance number (if provided), income and other financial information, banking, vehicle, and reference information to, among other things, confirm your identity and qualify you for the services for which you have applied. For example, financial information about your income and expenses including housing costs will assist easyfinancial in determining whether you qualify for our loans. From time to time, easyfinancial may share this information with its subsidiaries as well as third-party collection agencies whom we engage to assist us in the collection of bad debt or to agencies that acquire bad debt.
Your third-party references cannot live at the same address as you and at least one must be a family member and all must be people you speak with regularly. Personal information about your third-party references is also collected. By completing this form, you acknowledge that you have obtained consent for the collection of such personal information from your third-party references.
The following documents will be required to process your loan:
Please Read Before Signing: As a condition of easyfinancial lending me money based on the information provided above, I make the following representation: I am not contemplating filing for bankruptcy within the next four (4) months and have not consulted with an attorney or trustee concerning bankruptcy in the last two (2) months.
Please note that easyfinancial does not currently lend to or solicit business from U.S. residents or residents of countries other than Canada. Please note that easyfinancial never requests a security deposit in exchange for processing a loan. Should you receive any such calls or requests, please contact our support centre at 1-888-512-3279.
To protect both you and us, we use services provided by a third party to help decide whether to accept transactions from personal computers, mobile phones, or other devices. The third-party service checks whether these devices have been identified with fraudulent or abusive transactions in the past, such as reported instances of identity theft, account takeovers, or malware attacks. For this purpose, a cookie file, flash storage token, or other code file may be placed on your device to identify it in the future when you visit our website or connect with our applications. On connection with our site or service, we will transmit that device identification code to the third-party's server, along with data concerning certain technical attributes of your device such as the model, operating system, and browser version, as well as the IP address, all of which are used to confirm device identification. The third-party's server responds with a code recommending that transactions be accepted, denied, or reviewed, according to settings we have selected. We also report to the third party if we conclude that a device has been used in connection with a fraudulent or abusive transaction with us. If you set your browser or device to reject these cookies or tokens, you may not be able to conclude some transactions through our website or application. We share with the third party referenced above only information about the device you are using, which may also have been used or appropriated by others, and do not identify you or reveal the details of your transaction to that third party. If your requested transaction is declined, or if you have questions about our use of a "device reputation" service, please contact Customer Service.
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