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With high approval rates, you can borrow up to $45,000 and start rebuilding your credit.
APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.
APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .
Price includes optional Loan Protection Plan coverage 1
Unsecured Personal Loans
Secured Personal Loans
creditplus Savings Loan
Merchant Financing
We say yes to Canadians when banks aren't an option with personal loans up to $15,000. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. Plus, with rates way lower than payday loans, we can help get you on track towards a stronger financial future.
Loan amounts: $500-$15,0001
Rates from: 29.99%1
Term: 9-60 months1
Being a homeowner has its advantages! If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates.
Loan amounts: $15,000-$45,0001
Rates from: 19.99%1
Term: 72-120 months1
Build your credit and grow your savings through our savings loan. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months!* Powered by Refresh Financial. *loan offer not available in some provinces.
Introducing Canada’s first ever merchant financing solution for prime and non-prime customers, pay360. Powered by easyfinancial and ICICI Bank Canada, pay360 offers merchants a seamless way to provide point-of-sale financing to customers regardless of their credit situation.
Step 1
Apply online in minutes, or visit one of our 200+ locations2.
Step 2
Submit your documents.
See documents below.
Step 3
Get approved. Get your money as soon as today2.
Unsecured
Personal loan
Secured
94%
customer satisfaction
Thanks to easyfinancial I was able to get a loan that would help me with a serious problem with my car. Thank you so much for helping me out of a bad situation.
I was extremely pleased with the service. I found the associate to be very professional and efficient. Will definitely recommend, as rate offered was similar to a credit card rate.
Get back on track with rates way cheaper than payday loans
*Loans amortization between 9-120 months1 APR between 19.99% and 46.96%1 Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.084