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APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.
APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .
Price includes optional Loan Protection Plan coverage 1
Unsecured Personal Loans
Secured Personal Loans
creditplus Savings Loan
Retail Financing
We say yes to Canadians when banks aren't an option with personal loans up to $15,000. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. Plus, with rates way lower than payday loans, we can help get you on track towards a stronger financial future.
Loan amounts: $500-$15,0001
Rates from: 29.99%1
Term: 9-60 months1
Being a homeowner has its advantages! If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates.
Loan amounts: $15,000-$45,0001
Rates from: 19.99%1
Term: 72-120 months1
Build your credit and grow your savings through our savings loan. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months!* Powered by Refresh Financial. *loan offer not available in some provinces.
Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store so you can grow your business and maximize your sales!
Step 1
Apply online in minutes, or visit one of our 200+ locations2.
Step 2
Submit your documents.
Step 3
Get approved. Get your money as soon as today2.
How it works:
(1) Apply for a loan here and get a decision in minutes*
(2) Get your loan money via Interac e-Transfer: as early as 2 hours.
Use your loan funds anywhere MasterCard® is accepted, in-store or online.
Includes Chip & PIN for added security and Tap & Go feature for faster payments. Gain greater control of your finances and everyday spending with the NEW goeasy Prepaid Mastercard!
Affordable payment options
Cheaper than payday loans
Rebuild your credit
Get back on track
Our payment options are affordable and flexible to fit within your budget.
Get back on top of your finances without resorting to expensive payday loans. Our affordable loans and flexible terms are designed to help you save.
Our loans have fixed start and end dates to help you save on interest and get out of debt sooner. We lend to customers with bad credit when banks won't. You can even improve your credit with our creditplus savings loan, whether you have a loan with us, or not. 60% of our customers have improved their credit score and 1 in 3 graduate to prime credit.
Beyond offering cash loans, we help Canadians take control of their financial futures by providing access to financial education resources3.
60% of the customers we help have been turned down by a bank due to bad credit3.
88% of our customers receive a decision in 30 minutes or less2.
Pay off your personal loan early so you can save on interest and be debt free sooner.
69% of customers say borrowing money with us reduced their financial stress.
94%
Jennifer assisted me and I cannot express the appreciation and gratitude for everything she did. Almost all experiences I have had with banks have been painfully negative and still are. I would recommend this business and service to anybody looking for help, understanding and somebody that will direct them to their best options. I appreciated so much what easyfinancial has done for me, believing in me and giving me a second chance.
Rating: Excellent
The representative helping me was absolutely fantastic. Not only did I get my loan but she also advised me that she could help me get my credit back. No other financial institute would help me so I'm so grateful. You guys made mine and my kids Christmas this year. Thank you so much!
Jacqueline’s loan helped fund her sons’ education while consolidating her debt.
After getting the loan from easyfinancial, I was ecstatic. Like a weight was just lifted off my shoulders.
- Jacqueline
Get back on track with
*Loan repayment between 9-120 months.1 APR between 19.99% and 46.96%1 Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.084. Price includes optional Loan Protection Plan coverage
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