Loan details
Amounts from:
$5,000 – $50,000
Terms from:
12-84 months
Not sure which loan to apply for?
See all of our loans to find the one that’s right for you.
Benefits of an Auto Loan
Shop with confidence
Know what you can afford before you buy, and get the car you want with pre-approved financing from our partners at LendCare.
Simplicity & transparency
We take the work and stress out of buying your next car and make it simple and easy with our secure online application.
Pre-approved Dealer Network
Shop for the vehicle that is right for you without the worry. Get peace of mind knowing you can purchase your next car through our pre-approved dealer network from coast-to-coast.
Experts you can trust
Our knowledgeable experts will help you every step of the way from shopping, to closing the deal. If you have questions, we’re to help.
Apply without affecting your credit score
Apply online in minutes without impacting your credit score. Get affordable payments with flexible terms and personalized rates to fit your budget.
Apply in 5 easy steps
1
Apply online
2
Connect with our team of experts to get pre-approved
3
Find your perfect vehicle at a dealer
4
Let our team check for liens, accident history and verify the price
5
Get the vehicle of your dreams
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
Putting Canadians on a path to a better financial future
When banks aren’t an option, we can help you get approved for the loan you need today.
350+
locations in
Canada
823K
customers
served
92%
satisfaction
rate
60%
60%
of customers improve
their credit score
1in3
1in3
customers graduate to
prime rates
What people love about us
Anonymous, Alberta
I was in a bind with my truck repairs and end of the month priorities. I was able to get more than I requested to consolidate other things as well and lower my month payment while also building my credit.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Anonymous
They helped me get the financing for a truck for my husband. They are extremely helpful. I tried getting a car loan through a dealership and they were not helpful at all. They are extremely patient and great at explaining everything.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Anonymous, Alberta
I was in a bind with my truck repairs and end of the month priorities. I was able to get more than I requested to consolidate other things as well and lower my month payment while also building my credit.
Bernard Knoll
She showed me respect as if I was getting a million dollar loan or a $10 loan she made me feel extremely comfortable
Tanya Morgan
Absolutely on point and followed up promptly with emails and phone calls as email is my preferred method of contact. Prompt, courteous and explained everything.
Anonymous
They helped me get the financing for a truck for my husband. They are extremely helpful. I tried getting a car loan through a dealership and they were not helpful at all. They are extremely patient and great at explaining everything.
David Potter
easyfinancial! You really made things easy. Keeping me mobile and connected. Auto repairs done ! Groceries done ! Helping me keep in touch with the people in my life that mean so much to me. Thank-you!
Brandon Barakat
Awesome! I had great customer service from Tom who helped me get a car loan for the car that I wanted. I was very pleased with easyfinancial and I will continue to work with them. Thank you!
Have questions? We can help.
How do you determine how much money I can borrow?
Your approved loan amount depends on the combination of your credit history, income, your monthly expenses, and the value of the vehicle you are planning to buy or are using as security.
Can I pay my Auto Loan off early?
Yes, you can pay your Auto Loan off whenever you’d like without penalties or fees!
Do I have to have car insurance if I have an Auto Loan?
Yes, the vehicle associated with your Auto Loan has to have standard vehicle insurance coverage as required by the province where you reside.
When can I add a co-applicant to my Auto Loan?
You can add a co-applicant to an Auto Loan at the time of application. Once the loan is approved and the money disbursed, you cannot add another party to the agreement.
I’ve changed my mind and no longer want the car I bought. Can I return it and cancel my loan?
If you’ve changed your mind about the vehicle you bought, you should contact the seller immediately. Depending on your contract, you may have an option to return the car. You must pay out your loan to close your easyfinancial account.
