Auto Loans

Make car buying easy with pre-approved financing. We help put you in the driver’s seat and take control of your car buying experience with simple and easy financing. Shop with confidence for your next vehicle through a dealer or privately knowing how much you are approved for.

Loan details

Amounts from:

$5,000 – $30,000

Terms from:

12-84 months

Not sure which loan to apply for?

See all of our loans to find the one that’s right for you.

Benefits of an Auto Loan

Shop with confidence

Know what you can afford before you buy, and get the car you want with pre-approved financing.

Simplicity & transparency

We take the work and stress out of buying your next car and make it simple and easy with our secure online application.

Choice & flexibility

Flexibility and freedom to buy from a dealer of your choice, online or privately so you can get the car you want.

Experts you can trust

Our knowledgeable experts will help you every step of the way from shopping, to closing the deal. If you have questions, we’re to help.

Apply without affecting your credit score

Apply online in minutes without impacting your credit score. Get affordable payments with flexible terms and personalized rates to fit your budget.

Apply in 5 easy steps

1

Apply online

2

Connect with our team of experts to get pre-approved

3

Find your perfect vehicle at a dealer, or privately

4

Let our team check for liens, accident history and verify the price

5

Get the vehicle of your dreams

Applying won’t affect your credit score.

apply-in-three-steps-image

Putting Canadians on a path to a better financial future

When banks aren’t an option, we can help you get approved for the loan you need today.

60%

of customers improve their credit score

60%

of customers improve their credit score

1in3

customers graduate to prime rates

1in3

customers graduate to prime rates

380+

locations in Canada

704K

customers served

94%

satisfaction rate

380+

locations in Canada

704K

customers served

94%

satisfaction rate

What people love about us

Have questions? We can help.

How do you determine how much money I can borrow?

Your approved loan amount depends on the combination of your credit history, income, your monthly expenses, and the value of the vehicle you are planning to buy or are using as security.

Can I pay my Auto Loan off early?

Yes, you can pay your Auto Loan off whenever you’d like without penalties or fees!

Do I have to have car insurance if I have an Auto Loan?

Yes, the vehicle associated with your Auto Loan has to have standard vehicle insurance coverage as required by the province where you reside.

When can I add a co-applicant to my Auto Loan?

You can add a co-applicant to an Auto Loan at the time of application. Once the loan is approved and the money disbursed, you cannot add another party to the agreement.

I’ve changed my mind and no longer want the car I bought. Can I return it and cancel my loan?

If you’ve changed your mind about the vehicle you bought, you should contact the seller immediately. Depending on your contract, you may have an option to return the car. You must pay out your loan to close your easyfinancial account.

Take control of your financial future

WHEN TO REVISIT YOUR

PERSONAL

FINANCE

GOALS

WHEN TO REVISIT YOUR PERSONAL FINANCE GOALS

Read more

Understanding

the cost of

borrowing

money

Understanding

the cost of

borrowing

money

Read more

The difference between a Hard vs. Soft credit inquiry

The difference between a Hard vs. Soft credit inquiry

Read more

Start your better tomorrow, today

Applying won’t affect your credit score.

WHEN TO REVISIT YOUR

PERSONAL

FINANCE

GOALS

WHEN TO REVISIT YOUR PERSONAL FINANCE GOALS

Read more

Understanding

the cost of

borrowing

money

Understanding

the cost of

borrowing

money

Read more

Start your better tomorrow, today

Applying won’t affect your credit score.

WHEN TO REVISIT YOUR

PERSONAL

FINANCE

GOALS

WHEN TO REVISIT YOUR PERSONAL FINANCE GOALS

Read more

Understanding

the cost of

borrowing

money

Understanding

the cost of

borrowing

money

Read more

Start your better tomorrow, today

Applying won’t affect your credit score.