I would like to borrow


APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.


APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .

Price includes optional Loan Protection Plan coverage 1


APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.


APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .

Price includes optional Loan Protection Plan coverage 1


Loan repayment terms of 9-120 months. APR between 19.99% and 46.96%. Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.08. Price includes optional Loan Protection Plan coverage. Call us: 1-866-327-9597.

Our products

Unsecured Personal Loans

Secured Personal Loans

creditplus Savings Loan

Retail Financing

Small Business Loans

We say yes to Canadians when banks aren't an option with personal loans up to $15,000. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. Plus, with rates way lower than payday loans, we can help get you on track towards a stronger financial future.

Loan amounts: $500-$15,0001

Rates from: 29.99%1

Term: 9-60 months1

Being a homeowner has its advantages! If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates.

Loan amounts: $15,000-$45,0001

Rates from: 19.99%1

Term: 72-120 months1

Build your credit and grow your savings through our savings loan. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months!*
Powered by Refresh Financial.
*loan offer not available in some provinces.

Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store so you can grow your business and maximize your sales!

Get between $5,000 and $300,000 to grow your business, make repairs, buy new equipment, staff up, buy inventory, whatever you choose. When you apply, we’ll produce an instant no-obligation quote so you’ll know exactly what you qualify for. When you accept it, you can have money in your account within one business day.

Our products

Unsecured Personal Loans

We say yes to Canadians when banks aren't an option with personal loans up to $15,000. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. Plus, with rates way lower than payday loans, we can help get you on track towards a stronger financial future.

Loan amounts: $500-$15,0001

Rates from: 29.99%1

Term: 9-60 months1

Secured Personal Loans

Being a homeowner has its advantages! If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates.

Loan amounts: $15,000-$45,0001

Rates from: 19.99%1

Term: 72-120 months1

creditplus Savings Loan

Build your credit and grow your savings through our savings loan. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months!*
Powered by Refresh Financial.
*loan offer not available in some provinces.

Retail Financing

Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store so you can grow your business and maximize your sales!

Small Business Loans

Get between $5,000 and $300,000 to grow your business, make repairs, buy new equipment, staff up, buy inventory, whatever you choose. When you apply, we’ll produce an instant no-obligation quote so you’ll know exactly what you qualify for. When you accept it, you can have money in your account within one business day.

Our loan process

Step 1

Apply online in minutes, or visit one of our 370+ locations2.

Step 2

Submit your documents.

See documents below.

Step 3

 Get approved. Get your money as soon as today2.

 

 

top 5 reasons

people come to us

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bill payment and expenses
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payday loan and debt consolidation
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automotive repairs
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home repairs
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unexpected expenses