Managing Debt: DOs and DON'Ts

Here are some tips to help you focus and reach your financial goals.

An emergency fund can be a massive help in times of unexpected income loss or other hardship.

A declaration of bankruptcy remains on your credit Bureau for 7 years after discharge date.

Start a daily money mindfulness routine to help change the way you think and feel about money.

In response to COVID-19, the CMHC has introduced stricter criteria for home buyers to get approved for mortgage default insurance which will come into effect on July 1, 2020.

Here are some ways to navigate financial stress if you’re single, separated or divorced.

Bankruptcy affects your life in many ways - it costs money to file, it severely damages your credit score and can affect your ability to get credit in future or even an apartment or other job.

For many Canadians, their income tax refund represents an opportunity get ahead with some of their financial goals. Use yours wisely!

If that usually sends shivers up your spine, take heart. This year is different. The federal government’s response to COVID-19 means you could be seeing some significant breaks.

CERB has been extended by another 4 weeks.

If you collect the CERB benefit in 2020, it will be included in your taxable income. Calculate your rate of taxation ahead of time in order to set the funds aside for next tax season.

You overspent on the holidays...now what? Here's how to get back on track.

Learn the top myths about consumer proposal and bankruptcy. Consumer proposal or bankruptcy should always be considered last resorts. Try consolidating your debts or talking to your lenders first.

The first thing to do when in financial distress is to take a deep breath and tell yourself there are options. Let’s take a look at what can be done.