Bankruptcy and Consumer Proposal
Thinking of filing for Bankruptcy? Find more information about how bankruptcy and consumer proposal can affect your financial health in the long term.
What is Bankruptcy and Should I Declare It?
A declaration of bankruptcy remains on your credit Bureau for 7 years after discharge date.
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I’m in Financial Distress. Should I File for Bankruptcy?
Bankruptcy affects your life in many ways - it costs money to file, it severely damages your credit score and can affect your ability to get credit in future or even an apartment or other job.
Myths about Bankruptcy and Consumer Proposal
Learn the top myths about consumer proposal and bankruptcy. Consumer proposal or bankruptcy should always be considered last resorts. Try consolidating your debts or talking to your lenders first.
Debt Consolidation Calculator
Use this tool to help you make sense of your debt consolidation plan. You'll be able to determine how much money you can save by consolidating your debts into one lower interest rate loan.
Take Our Quiz: How to rebuild your credit after bankruptcy?
If you’ve had to declare bankruptcy or file a consumer proposal, it takes time and effort to rebuild your credit.
What Is Debt Consolidation, and Is It Right For You?
Have you found yourself in a spot where it seems you have too many debts and too many payments to make every month, making it hard to achieve your financial goals?
How to rebuild your credit score after bankruptcy in 5 steps
Debt Consolidation: How to Pay Down Debt Faster and Pay Less Interest