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APR between $500-$15,000 is applicable to unsecured personal loans and calculated at 29.99%.
APR between $15,000-$45,000 is applicable to secured personal loans and calculated at 19.99% .
Price includes optional Loan Protection Plan coverage 1
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Unsecured Personal Loans
Secured Personal Loans
creditplus Savings Loan
Retail Financing
Small Business Loans
We say yes to Canadians when banks aren't an option with personal loans up to $15,000. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. If you are new to Canada or a student and don’t have a credit history, we can help too. Get approved with no credit history and start building your better tomorrow. Plus,with rates way lower than payday loans, we can help get you on track towards a stronger financial future.
Loan amounts: $500-$15,0001
Rates from: 29.99%1
Term: 9-60 months1
Being a homeowner has its advantages! If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates.
Loan amounts: $15,000-$45,0001
Rates from: 19.99%1
Term: 72-120 months1
Build your credit and grow your savings through our savings loan. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months!* Powered by Refresh Financial. *loan offer not available in some provinces.
Our unique buy now, pay later solution is the industry’s only full credit spectrum retail financing offering for eCommerce and in-store so you can grow your business and maximize your sales!
Get between $5,000 and $300,000 to grow your business, make repairs, buy new equipment, staff up, buy inventory, whatever you choose. When you apply, we’ll produce an instant no-obligation quote so you’ll know exactly what you qualify for. When you accept it, you can have money in your account within one business day.
Step 1
Apply online in minutes or visit one of our 370+ locations2.
Step 2
Submit your documents.
Step 3
Get approved even with no credit history. Get your money as soon as today2.
Get approved in minutes
Affordable payment options
Cheaper than payday loans
Rebuild your credit
Get back on track
We can approve you in minutes, even with no credit history. Plus applying with us is fast, easy and secure, and will not affect your credit score!
Our payment options are affordable and flexible to fit within your budget. Plus, get a 2% rate reduction when you apply with a co-applicant!
Get back on top of your finances without resorting to expensive payday loans. Our affordable loans and flexible terms are designed to help you save.
With every on-time payment, a loan from easyfinancial can help you rebuild your credit. New to Canada or a student? An installment loan is an affordable way to build your credit. Plus, 60% of our customers have improved their credit score and 1 in 3 graduate to prime credit.
Beyond offering cash loans, we help Canadians take control of their financial futures by providing access to financial education resources3.
60% of the customers we help have been turned down by a bank due to bad credit3.
88% of our customers receive a decision in 30 minutes or less2.
Pay off your personal loan early so you can save on interest and be debt free sooner.
69% of customers say borrowing money with us reduced their financial stress.
Get back on track with
*Loan repayment between 9-120 months.1 APR between 19.99% and 46.96%1 Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.084. Price includes optional Loan Protection Plan coverage
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